Debts & Obligations
A live appendix of loans, mortgages, debts owed to you, guarantees, and recurring obligations — so nothing surprises your family.
Balances move every month. A will signed years ago cannot tell your family what is owed today.
Platform
A will is signed once — static, legal, final on paper. Everything around it keeps moving, so Patriva keeps a live record beside the signed will: always current, always findable when your family needs it.
The legal half
A structured questionnaire produces a complete, jurisdiction-aware will and powers of attorney — currently Ontario-first. There’s no appointment and no deadline: review at your pace, execute on paper with clear witnessing guidance, and update the documents when life changes materially.
A structured questionnaire walks you through executors, guardians, gifts, and contingencies in plain language.
Read the complete will and powers of attorney at your own pace. Change an answer and the documents update.
Execute the documents on paper, with clear witnessing guidance built into the flow.
Keep the signed will beside your living record, and revisit it when life changes materially.
Your documents should be reviewed by a licensed lawyer in your jurisdiction. Patriva is a document-automation platform, not a law firm, and does not provide legal advice.
The living half
None of this can be written into a will. All of it decides how smoothly the will works.
A live appendix of loans, mortgages, debts owed to you, guarantees, and recurring obligations — so nothing surprises your family.
Balances move every month. A will signed years ago cannot tell your family what is owed today.
Bank and investment accounts, property, insurance policies, digital accounts — every item findable in one place when it is needed.
Accounts open and close over the years. Listing them in a will would date it the moment it is signed.
Contracts, agreements, letters, and documents you want held sealed for your heirs until the right moment.
A will is read openly once it takes effect. It is no place for things meant only for certain eyes.
Recorded messages for the people you love, in your own voice, delivered after you are gone.
No legal document can carry your voice. This is the part of you a will was never built to hold.
The vault isn’t filed away and forgotten. Open it any time — pay off a loan, open an account, seal a letter, record a new message — and the record beside your will stays current. That’s the point.
Security & control
Sensitive family information is treated as sensitive. Patriva is built around PIPEDA-aligned privacy practices, and you decide who can see what — and when. Sealed items stay sealed until they open for your heirs.
Talk to us about how the will and vault fit your clients or community.